How to Fix Large Paint Chips on Your Car: A Step-by-Step Guide

Large paint chips on your car are more than just a cosmetic nuisance; they can actually lead to more significant problems if left unattended. Whether it’s from road debris on the highway or gravel kicked up in winter conditions, these chips expose your car’s metal to the elements, potentially leading to rust and further paint damage. While smaller chips might be easily overlooked, larger ones are more noticeable and require prompt attention to maintain your vehicle’s appearance and protect its value.

This guide will walk you through the process of fixing large paint chips on your car, offering expert advice to achieve a repair that’s both effective and visually appealing. We’ll cover when a DIY approach is suitable and when it’s best to seek professional help, ensuring you have all the information you need to tackle this common automotive issue.

car stone chip repair

Understanding how to properly repair large paint chips is essential for any car owner who wants to keep their vehicle in top condition. By addressing these chips quickly and correctly, you can prevent rust, maintain your car’s resale value, and restore its showroom shine. Let’s dive into the steps and tips for effectively fixing those larger, more prominent paint chips.

DIY vs. Professional Repair for Large Paint Chips

When faced with large paint chips, the first decision is whether to attempt a DIY repair or seek professional help. For smaller, less severe chips, a DIY touch-up might suffice. However, large paint chips often present more of a challenge and may require a more nuanced approach.

When DIY might be suitable for larger chips:

• Surface chips: If the chip is large but relatively shallow, meaning it hasn’t gone down to the bare metal over a wide area, a DIY repair can be effective.
• You’re comfortable with car care: If you have some experience with car detailing or DIY repairs and are meticulous, you might be able to achieve a satisfactory result.
• Cost is a major concern: DIY repairs are significantly cheaper than professional services, making them attractive for budget-conscious car owners.

When professional repair is highly recommended for larger chips:

• Exposed bare metal over a large area: If the large chip has exposed a significant area of bare metal, professional repair is crucial to prevent rust effectively.
• Rust is already present: If rust has begun to form within or around the large chip, professional treatment is necessary to properly remove the rust and ensure the repair is long-lasting. Simply painting over rust will not solve the problem and will lead to further issues.
• Multiple large chips in close proximity: Dealing with several large chips or a cluster of chips often requires a more comprehensive approach that professionals are better equipped to handle.
• Desire for a flawless finish: For a repair that is virtually invisible and perfectly color-matched, professional SMART repair techniques are the best option.
• Concerned about resale value: A professionally repaired paint job will always look superior and help maintain your car’s resale value more effectively than a less skillfully executed DIY job on larger damage.

Ultimately, the decision hinges on the severity of the chip, your skill level, and your desired outcome. For truly large paint chips that are deep, expose metal extensively, or are accompanied by rust, professional repair is generally the wiser choice.

Step-by-Step Guide to DIY Repairing Large Paint Chips

If you’ve assessed your large paint chip and decided to tackle it yourself, here’s a detailed step-by-step guide to achieve the best possible results. Remember, patience and attention to detail are key to a successful DIY repair.

Materials You’ll Need:

• Car wash soap and water: For cleaning the area.
• Rubbing alcohol or automotive wax and grease remover: To ensure a clean surface for paint adhesion.
• Fine-grit sandpaper (2000-3000 grit) and sanding block: For leveling raised edges and preparing the chip.
• Touch-up primer: To promote paint adhesion, especially important for chips exposing metal.
• Touch-up paint matching your car’s color code: Obtain this from your dealership or an automotive paint supplier. Ensure it’s an exact match.
• Clear coat touch-up: To protect the color coat and restore shine.
• Fine-tipped applicator brushes or paint pens: For precise application of primer, paint, and clear coat.
• Masking tape: To protect surrounding areas.
• Cutting compound (like T-Cut) or polishing compound: For blending and smoothing the repair.
• Microfiber cloths: For cleaning and polishing.
• Water spray bottle: For wet sanding.

Step-by-Step Instructions:

1. Clean the Area Thoroughly: Wash the area around the large paint chip with car wash soap and water. Rinse thoroughly and dry completely. Then, use rubbing alcohol or wax and grease remover to clean the chip and surrounding paintwork. This step is crucial for removing any contaminants that could prevent proper paint adhesion.

2. Prepare the Chip and Surrounding Edges: Carefully inspect the edges of the large paint chip. If there are any raised edges of paint, gently use fine-grit sandpaper (2000-3000 grit) wrapped around a sanding block to level them. Wet sand lightly by spraying a bit of water on the area. Be extremely careful not to scratch the surrounding clear coat. The goal is to create a smooth transition to the chip.

3. Apply Primer (If Necessary): If the large paint chip has exposed bare metal, apply a thin layer of touch-up primer to the exposed area using a fine-tipped brush or applicator. Confine the primer to just the chip itself. Let the primer dry completely according to the manufacturer’s instructions. Primer is essential for metal adhesion and rust prevention.

4. Apply the Base Coat (Color Paint) in Thin Layers: Shake your touch-up paint thoroughly. Apply the base coat in very thin layers using a fine-tipped brush or paint pen. The key here is to build up the paint gradually within the chip, rather than applying one thick layer. Allow each layer to dry for the time recommended by the paint manufacturer before applying the next. Multiple thin layers prevent drips and ensure even coverage, which is especially important for larger chips. Try to keep the paint application within the chip itself, minimizing overlap onto the surrounding good paintwork.

5. Level the Paint (If Needed): Once the base coat is completely dry (usually after 24 hours), assess if the new paint is level with the surrounding paint. If it’s slightly raised, you can carefully wet sand it again with very fine-grit sandpaper (3000 grit or higher) to bring it level. Use a sanding block and be extremely gentle and controlled in your sanding.

6. Apply Clear Coat: After the base coat is level and dry, apply a thin layer of clear coat over the repaired chip using a clean fine-tipped brush or applicator. Again, apply in thin layers, allowing each to dry. The clear coat is vital for protecting the color coat and restoring the gloss and shine to match the surrounding paint.

7. Blend and Polish: Once the clear coat is completely dry (allow sufficient drying time, ideally 24-48 hours), use a cutting compound or polishing compound to gently blend the edges of the repair with the surrounding paint. Apply a small amount of compound to a microfiber cloth and rub gently in circular motions. This step helps to smooth out any minor imperfections and further blend the repair, making it less noticeable. Finish with a clean microfiber cloth to buff the area to a shine.

Important Tips for Large Chip DIY Repair:

• Less is more with paint: Apply paint in very thin layers. Rushing the application with thick coats leads to runs and uneven drying.
• Patience is crucial: Allow adequate drying time between each layer of primer, paint, and clear coat.
• Color matching is critical: Ensure your touch-up paint exactly matches your car’s color code for the least noticeable repair.
• Practice makes perfect: If possible, practice your technique on a test surface before applying paint to your car, especially if you’re dealing with a large chip.
• Work in good conditions: Avoid direct sunlight and extreme temperatures when doing the repair. A shaded, well-ventilated area with moderate temperature is ideal.

By following these steps carefully and taking your time, you can effectively repair large paint chips yourself and significantly improve your car’s appearance.

Cost Considerations for Large Paint Chip Repair

The cost to fix large paint chips can vary significantly depending on whether you choose the DIY route or opt for professional repair services.

DIY Repair Costs:

• Touch-up paint kit: A quality touch-up paint kit with primer, color paint, and clear coat can range from $20 to $50. The cost will depend on the brand and whether you need to purchase additional applicators or sandpaper.
• Additional materials: If you don’t already have them, you’ll need to factor in the cost of items like rubbing alcohol, sandpaper, polishing compound, masking tape, and microfiber cloths, which could add another $10 to $30.
• Total DIY cost: For a DIY repair of large paint chips, you can expect to spend approximately $30 to $80.

Professional Repair Costs:

• SMART repair: For large paint chips, professional SMART (Small to Medium Area Repair Technology) repair is often the most cost-effective solution compared to a full panel respray. SMART repair focuses on repairing only the damaged area, saving time and materials. The cost for SMART repair of large paint chips can range from $100 to $300 per chip or affected area. This price can vary based on:

  • Size and depth of the chip: Larger and deeper chips require more work and materials.
  • Paint type: Specialty paints like metallic or pearlescent finishes may cost more to match and repair.
  • Location of the chip: Chips in hard-to-reach areas might incur slightly higher labor costs.
  • Shop rates: Labor rates vary by location and shop reputation.

• Full panel respray: In cases of very extensive damage or multiple large chips clustered together, a professional might recommend a full panel respray. This is significantly more expensive, potentially ranging from $300 to $800 or more per panel.

Is Professional Repair Worth the Cost for Large Chips?

For large paint chips, especially those that are deep, numerous, or have started to rust, professional repair often provides better value in the long run. While DIY is cheaper upfront, professional repair offers:

• Superior finish: Professionals have the skills, tools, and color-matching technology to achieve a seamless and virtually invisible repair, which is hard to replicate with DIY, especially on larger areas.
• Durability: Professional repairs often last longer and provide better protection against future rust and damage.
• Convenience: Professional services save you time and effort, and often come with warranties.
• Resale value protection: A professionally repaired car maintains its aesthetic appeal and resale value better.

When considering the cost, weigh the immediate savings of DIY against the long-term benefits of professional repair, particularly for large and more complex paint chip damage. For significant or concerning large chips, obtaining a free repair estimate from a reputable professional is always a wise first step.

Preventing Large Paint Chips

While repairing large paint chips is achievable, prevention is always better. Here are key steps to minimize the risk of large paint chips on your car:

• Maintain a safe following distance: Driving further behind vehicles, especially trucks and construction vehicles, reduces the likelihood of road debris being kicked up and hitting your car with force.
• Avoid driving on gravel or unpaved roads when possible: These surfaces are primary sources of loose rocks and debris that cause paint chips.
• Consider paint protection film (PPF): Applying PPF to vulnerable areas like the hood, bumper, and fenders provides a robust physical barrier against stone chips. While it’s an investment, it offers excellent long-term protection, especially for high-value vehicles or areas prone to damage.
• Use mud flaps: Mud flaps, especially on the front wheels, can significantly reduce the amount of road debris kicked up towards your car’s paintwork, especially the lower panels and rear doors.
• Regular car washing and waxing: Keeping your car clean removes abrasive particles that can contribute to paint damage. Waxing adds a protective layer that can help deflect minor impacts and make the paint more resilient.
• Drive cautiously in winter conditions: Salt and grit used on winter roads are major contributors to stone chips. Drive slower and maintain extra distance in these conditions.

By taking these preventative measures, you can significantly reduce the occurrence of large paint chips and keep your car’s paintwork looking its best for longer.

FAQs About Large Car Paint Chip Repair

Can large stone chips be repaired?

Yes, large stone chips can be effectively repaired. The repair method depends on the size, depth, and location of the chip. DIY touch-up is suitable for some larger surface chips, while professional SMART repair or panel respray are better options for more extensive damage, especially those exposing bare metal or showing rust.

How much does it cost to fix large paint chips professionally?

Professional SMART repair for large paint chips typically ranges from $100 to $300 per chip or affected area. The cost varies depending on the size and complexity of the repair, the type of paint, and local labor rates. Full panel resprays are more expensive, starting from around $300 per panel.

Is DIY repair effective for large paint chips?

DIY repair can be effective for larger surface chips that haven’t deeply penetrated the paint layers or exposed extensive bare metal. However, achieving a flawless, invisible repair on large chips is challenging for DIYers. For the best and most durable results on significant large chip damage, professional repair is recommended.

Will repairing large paint chips prevent rust?

Yes, repairing large paint chips, especially those that expose bare metal, is crucial for preventing rust. Both DIY and professional repair methods include steps to seal the exposed metal and protect it from moisture and oxygen, which are necessary for rust formation. Professional repair often includes more thorough rust treatment if rust has already begun.

How long does it take to repair large paint chips?

DIY repair can take several hours, often spread over a day or two due to drying times between coats of primer, paint, and clear coat. Professional SMART repair is usually quicker, often completed within a few hours, depending on the extent of the damage and the shop’s schedule.

Do car insurance policies cover large paint chip repair?

Whether car insurance covers large paint chip repair depends on your policy and the circumstances. Typically, standard comprehensive insurance may cover paint chip repair if it’s caused by a covered event, like vandalism or a collision. However, damage from normal wear and tear, like stone chips from driving, is less likely to be covered. It’s best to check with your insurance provider to understand your specific coverage.

Get a Free Repair Estimate

Considering professional repair for your large paint chips? ChipsAway specialists are experts in car paint chip and scratch repair. Get a free, no-obligation repair estimate today to see how affordable and convenient professional paint chip repair can be. Complete our online form or call us to get started and restore your car’s flawless finish.